Tenant Insurance Ontario
Covers Your Possessions & Liability
Insurely delivers the tenant insurance Ontario renters are waking up to. Your landlord’s insurance won’t give you a dime for the loss of your personal belongings. This tenant insurance does. You won’t bear the loss alone when a burst pipe or kitchen fire causes you property damage. Get fast and flexible coverage. No paperwork or lengthy meetings. Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay—all online in minutes.
Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay — all online in minutes.
What Your Tenant Insurance Coverage Protects
Your Belongings
Protects your laptop, furniture, clothes, and everything else from fire or accidental damage. This is what replaces your stuff.
Your Liability
If someone gets hurt in your unit or you accidentally cause damage to someone’s property, your liability coverage steps in.
Identity Theft
Includes services to help you recover your identity and financial standing after fraud. Coverage you don’t want to skip.
Water & Sewer Damage
Get additional coverage for costly property damage from backed-up sewers or water entering your unit from external sources.
A Place to Stay
If your rental becomes unlivable after a covered event, your additional living expenses for a temporary home and meals are paid for.
Get Covered Online in Minutes: How It Works
You've likely had enough stressful conversations about your home insurance. Our process is different.
Free Quote in Minutes
Answer a few questions and get a real quote — no phone call required.
Control Policy 24/7
Manage your policy, coverage, and documents anytime online.
Flexible Payment Options
Pay monthly or annually — whatever works for your budget.
Instant Proof of Insurance
Download your pink card or lender letter the moment you're covered.
FAQs
No. An insurance policy only covers the person or people specifically named on it. To be protected, you must either be listed on your roommate’s policy (if their insurer allows it) or get your own renter’s insurance policy.
Absolutely. Theft coverage applies to your personal belongings, whether you are home or away. It also often includes items stolen from your car, hotel room, or condo unit while travelling.
This is exactly what liability coverage is for. It helps pay for legal expenses and any settlement costs if you’re found responsible. It protects you from massive out-of-pocket expenses.
Actual cash value factors in depreciation. Replacement cost pays for a brand-new item. Choosing adequate coverage means picking the one that gets you back to where you were.
No. Pest-related property damage is usually considered a maintenance issue and isn’t covered by a standard tenant insurance policy.
Yes. Just update your address online. Your premium may change based on location, but your insurance coverage follows you.
Insurely doesn’t offer car insurance or auto insurance. We specialize in home insurance, which lets us deliver better coverage and better value where it counts.
Your history matters. A claims-free record may keep your costs down. Multiple claims could drive up your premium at renewal time.