Tenant Insurance Calgary

Your Landlord Is Covered. Are You?

Insurely gives you real tenant insurance in Calgary that protects what matters when life flips upside down. A burst pipe, a kitchen fire, or a break-in could destroy your personal belongings and your finances. Don’t be one of 30% of Alberta renters still without insurance. Choose Insurely now and get covered in minutes. Online. On your terms. Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay—all online in minutes.

Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay — all online in minutes.

Stylized illustration: insurance document, colorful house, and a pen writing 'Calgary'.

Your Financial Shield Against Calgary's Risks

Theft coverage

Theft

Protects your stuff from break-ins, whether you rent in Beltline, Forest Lawn, or Kensington. If it’s stolen, it’s covered.

Additional living expenses

Additional Living Expenses

If a fire, flood, or disaster makes your rental unlivable, we cover your hotel, meals, transit, etc.

Liability Insurance

Liability Coverage

You’re on the hook if you damage someone else’s property or unintentionally injure someone in your rental. This coverage keeps that from becoming your financial problem.

Lost rental income

Lost Rental Income

If a covered event forces repairs and you lose rental income from a sublet, this helps fill the gap.

Sewer & water protection

Sewer Backup

If sewage floods your rental home and destroys your furniture or clothes, we pay.

Fire coverage

Fire Coverage

From overloaded power bars to kitchen accidents—when flames destroy your personal property, this protects your wallet from the fallout.

Service line coverage

Service Line Coverage

If underground water or power lines connected to your unit fail and cause damage, your coverage helps pay to fix them.

Tenant Vandalism

Tenant Vandalism

If you’re subletting and your tenant damages your rental property, this add-on helps recover repair costs.

Get Covered Online in Minutes: How It Works

You've likely had enough stressful conversations about your home insurance. Our process is different.

1

Free Quote in Minutes

Answer a few questions and get a real quote — no phone call required.

2

Control Policy 24/7

Manage your policy, coverage, and documents anytime online.

3

Flexible Payment Options

Pay monthly or annually — whatever works for your budget.

4

Instant Proof of Insurance

Download your pink card or lender letter the moment you're covered.

Trusted by Renters Across Calgary

We serve tenants in Mission, Kensington, Marda Loop, and everywhere else in Calgary. Our mission is to make it painless to buy the right protection online. Your Lease Requires It. Get it Now: More than 30% of tenants in Alberta go without insurance, but Calgary landlords are getting smarter.

  • ✓Over 107,000 quotes and counting
  • ✓Trusted by Canadian homeowners, renters, and landlords
  • ✓4.9/5 rating from hundreds of real-life customers

Insurely Inc.

4.9 ★★★★★ (445)

Insurance broker · Google review

FAQs

Replacement cost coverage pays to replace your damaged personal belongings with new items of similar kind and quality, without a deduction for depreciation. Actual cash value (ACV) pays what your items were worth at the moment of the insured loss, which is the replacement cost minus depreciation. Replacement cost offers better protection.

Yes, but most insurance policies have special coverage limits for high-value items like jewelry, fine art, and certain electronics. If the value of your items exceeds these standard limits, you could purchase additional coverage so they’re fully protected.

This is exactly what personal liability coverage is for. If your pet unintentionally injures someone, your liability protection covers the medical and legal expenses that result from the bodily injury claim, up to your policy limits.

Creating a home inventory is the best way. Use your phone to take a video of every room, opening closets and drawers. Keep receipts for major purchases and store photos, videos, and receipts in the cloud so you may access them from anywhere after an insured loss.

Some insurance providers offer discounts for bundling different insurance policies, like auto and home insurance. Insurely focuses exclusively on property insurance for renters, homeowners, and landlords to provide excellent service and expertise. We do not offer car insurance.

Yes, most tenant insurance policies provide coverage for personal property that is temporarily stored off-site, like in a storage locker. However, this coverage is usually limited to a percentage of your total contents coverage, so check your policy wordings for the exact amount..