Tenant Insurance British Columbia
For Wildfires, Floods & More
Insurely provides the tenant insurance British Columbia renters need for the province’s unique risks. Your landlord’s policy offers zero protection when wildfire smoke forces an evacuation or floods hit your street. This renters’ insurance policy is your financial backup. When any covered loss happens, we pay. Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay—all online in minutes.
Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay — all online in minutes.
What We Protect From BC’s Biggest Risks
Your Belongings
Get coverage for your bike, skis, laptop, and furniture against theft, fire, and property damage.
Your Liability
You’re covered if someone is accidentally injured in your space or if you cause damage to another person’s property.
Water Damage
Sewer backups and sudden water intrusion into your apartment? That’s covered too.
Your Shelter in Difficult Times
If a covered claim forces you from your rental home, your additional living expenses are covered. Your hotel room and food costs are covered while you wait.
Your Identity & Personal Information
Modern liability protection to help you recover financially if your personal information is stole and used fraudulently.
Get Covered Online in Minutes: How It Works
You've likely had enough stressful conversations about your home insurance. Our process is different.
Free Quote in Minutes
Answer a few questions and get a real quote — no phone call required.
Control Policy 24/7
Manage your policy, coverage, and documents anytime online.
Flexible Payment Options
Pay monthly or annually — whatever works for your budget.
Instant Proof of Insurance
Download your pink card or lender letter the moment you're covered.
Trusted by Renters Across BC
We serve renters from Victoria and Vancouver to Kelowna and Prince George. Get Your BC Tenant Insurance Quote Now: Don’t wait for an evacuation order or a flood warning to think about insurance.We serve homeowners with the right coverage in Victoria, Vancouver, Kelowna, and Prince George, and everywhere else in between.
- ✓Over 107,000 quotes and counting
- ✓Trusted by Canadian homeowners, renters, and landlords
- ✓4.9/5 rating from hundreds of real-life customers
Insurely Inc.
4.9 ★★★★★ (445)
Insurance broker · Google review
FAQs
Yes, basement suites have a higher risk of property damage from sewer backup and overland flooding. Make sure your BC tenant insurance policy includes specific coverage for such instances of water damage.
Your tenant insurance is tied to you, not the building. If your lease agreement is terminated after a covered loss, your Additional Living Expenses coverage will still help you while you get back on your feet.
Yes. While there is no provincial law making tenant insurance mandatory, landlords in British Columbia are permitted to include a clause in the lease agreement that requires you to have and maintain an active renters insurance policy.
Insurely focuses exclusively on providing tenant and home insurance. We do not offer car insurance or auto insurance.
Once you file your claim online, our goal is to make the claims process as fast and simple as possible. A claims advisor will contact you promptly to gather further details and guide you through the next steps to settle your insured loss quickly.
Stay Protected When Wildfires Evacuate Your Town
It’s a scenario every renter in British Columbia dreads: the evacuation alert. When you’re forced to leave your home due to a threat like a wildfire, your first concern is safety. Your second is often money. Where will you stay? How will you afford it? Insurely’s Additional Living Expenses (ALE) coverage sorts that out seamlessly. If a mandatory evacuation order forces you from your rental unit, our tenant insurance covers expenses like a hotel room, meals, and even storage costs for your belongings. This coverage works even if the fire never touches your building.
Coverage descriptions on this page are for informational purposes only and not a substitute for insurance advice or your policy's specific terms and exclusions.