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4.9 by 400+ reviews
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Type of home
Location
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Lowest rate
Average rate
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Quote from October 23, 2024
Detached 1,085 sq ft
Oro-Medonte, ON
None
$118/mth
$1,421/yr
$284/mth
$3,407/yr
$166/mth
$1,992/yr
(58.00%)
Quote from October 22, 2024
Detached 2,596 sq ft
Nanaimo, BC
None
$187/mth
$2,248/yr
$307/mth
$3,687/yr
$120/mth
$1,440/yr
(39.00%)
Quote from October 22, 2024
Detached 3,287 sq ft
East Gwillimbury, ON
None
$164/mth
$1,968/yr
$242/mth
$2,904/yr
$78/mth
$936/yr
(32.00%)
1,057 Homeowners
In Canada have compared rates and saved money over the last 24 hours
The proof is in the praise
“Rates are very good, and they were very understanding of my circumstances. Today's agent worked with me to find acceptable solutions to my issue.”
Heather Beattie, ON
We have never experienced such quick, easy and unbelievably excellent customer service in any industry, let alone the insurance industry. Not to mention the best rates hands down with an amazing policy package!! We are definitely recommending Insurely Inc. to all of our friends and family!
Christine Doyle, ON
Just got my new policy super easy. Great price. Just what I need!!
Danielle Osborne, ON
“Lexy actually called my cell right before I completed checkout and walked me through the questions I had-- even helped me out with a discount code that saved me some $$$. 10 out of 10 will use again.”
Denvor Whervin
“I have had a great experience purchasing homeowners insurance with Insurely. Choosing coverage that suits my needs was super easy and”
Ashley Willmore
“Lacy and her team have been wonderful to deal with. Losing a furnace in -40, three days before Christmas is already”
Amanda Frayne
"The staff is very helpful, knowledgeable, and it was all completed in minutes. cant ask for more”
Rick Collins
"I was searching for new home insurance for my upcoming renewal. I found Insurely Inc on google and did an online…"
Robert Thompson
“Had a good home insurance claim experience with Insurely. They have shown superior professionalism and proper follow up through the process.”
Shreedhar Kumar
Had a good home insurance claim experience with Insurely. They have shown superior professionalism and proper follow up through the process. Would highly recommend
Lynsey Dalen
I highly highly reccomend staying away from the big companies and going with this insurnace company. Thanks Insurely for saving me time and giving me reassurance on my choice!!!
Ash Felix
How to get your home insurance quotes on Insurely
Follow these 4 easy steps:
Tell us about your home
Quick 5-minute questionnaire to get started. Answer simple questions about your property.
Compare your quotes
See rates from leading insurers all in one place, side by side.
Choose the right coverage
Choose coverage that fits your needs and budget, with options for your home and belongings.
What is a home insurance quote?
A home insurance quote is a personalized estimate for insuring your property against various risks and damages. Whether called home or house insurance, these terms mean the same thing.
When getting quotes online, you'll see your estimated costs broken down both yearly and monthly. These rates depend on multiple factors, with your chosen coverage level being a key element. While insurers may package their offerings differently, what matters most is understanding exactly what risks are covered – and which aren't.
You'll likely encounter terms like 'all perils' and 'named perils' while reviewing policies. These industry terms distinguish between different coverage approaches. Generally speaking, policies covering more risks typically come with higher premiums.
To find the best value, it's smart to compare quotes from multiple providers. Using comparison tools, you can input your property details once and receive quotes from numerous insurance companies, helping you identify the most affordable option for your needs.
Different types of home insurance quotes
While insurance companies often brand their coverage packages with unique names, home insurance typically falls into three main categories, each offering different levels of protection:
Basic home insurance
This entry-level option, also called 'named perils insurance,' offers limited protection at a lower cost. It only covers specific risks explicitly listed in your policy – if a risk isn't named, it isn't covered. This makes it suitable for homeowners willing to take on more financial risk to reduce premium costs. Some insurers label this as 'limited' coverage.
Broad home insurance
This middle-tier option provides fuller protection by combining all-perils coverage for your house structure with named perils coverage for your belongings. It's sometimes marketed as 'standard' coverage by insurers.
Comprehensive home insurance
This top-tier option offers the most complete protection, covering both your home and possessions against all perils (except those specifically excluded). While it commands higher premiums, it provides the broadest protection before any additional endorsements. Some refer to this as an all-perils policy.
We got you covered.
Here's a list of what we can cover in your policy.
Coverage included in all plans:
- Service line
- Additional living expenses
- Excellent home coverage
- Voluntary medical payments
- Voluntary property damage payments
- Security/alarm system discounts
- Personal belongings/contents
- Identity theft
Guaranteed Replacement Cost
We cover the full cost to rebuild your home as it was, even if it's more than your policy limit.
Sewer & water protection
Protects your property from costly damage due to sewer backups or water entering from external sources.
Fire
coverage
Safeguard your home and belongings against fire damage, ensuring peace of mind and financial protection.
Theft
coverage
Rest easy knowing your belongings are protected with us. In case of theft, we ensure you're fully compensated for the value of your stolen items, without the hassle.
Wind & hail coverage
Covers damage to your home and belongings caused by windstorms and hail, keeping you secure through the unexpected.