Home Insurance Edmonton
Covers What Actually Happened
Home insurance in Edmonton shouldn’t be a struggle. It should just work. Get real protection for real risks like water damage, high deductibles, and repairs that need immediate attention. Get quotes in 60 seconds. Policies land in your inbox almost immediately. And yes, claims get paid. Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay—all online in minutes.
Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay — all online in minutes.
Edmonton Risks Covered From Day One
Sewer Backup and Overland Water
Provides the funds to repair damage caused by backed-up city sewers or natural freshwater floods. It covers water entering the home from drains or seeping in from the outside.
Full Replacement Cost
Pays the full amount to rebuild the home after a total loss, even if that cost is higher than the policy limit. The home gets rebuilt to its original standard without financial shortcuts.
Liability Coverage
Protects personal finances from lawsuits if someone is accidentally injured on your property. It also covers incidents where you damage property belonging to others.
Fire and Smoke Damage
Pays for the complete cost to repair or rebuild the home after a fire. This essential coverage also handles damage from smoke, which often affects the entire property. It ensures a total loss does not become a financial disaster.
Coverage for Personal Property
Pays to replace belongings lost in a covered event like a fire or theft. Includes everything from furniture and electronics inside to items stored in a shed.
Identity Theft Support
Provides access to specialists who help restore a compromised identity. Also covers specific costs associated with identity fraud, like legal fees or lost wages.
Additional Living Expenses
Pays for the increased costs of living elsewhere if a covered claim makes your home unlivable. This covers expenses like hotel bills, restaurant meals, and rental accommodation. Your family maintains a normal standard of living during repairs.
Choose Your Right Type of Property Coverage
Your living situation is unique. Your insurance should be, too.
Homeowners
Protect your home and what’s inside it. Includes wind, theft, and comprehensive coverage. Add-ons for water, valuables, and liability
Condo Owners
Protect upgrades, appliances, and your part of the building. Add coverage options beyond what your strata covers. Quote and purchase in 5 minutes or less.
Tenants
Tenant insurance protects your stuff, even if the space isn’t yours. Includes living expenses, relocation, and personal liability
Landlords & Investors
Protect your rental property and avoid claims history disasters. Add home insurance coverage for suites, Airbnb, or vacant homes. Protect your income, contents, and investment
Get Covered Online in Minutes: How It Works
You've likely had enough stressful conversations about your home insurance. Our process is different.
Free Quote in Minutes
Answer a few questions and get a real quote — no phone call required.
Control Policy 24/7
Manage your policy, coverage, and documents anytime online.
Flexible Payment Options
Pay monthly or annually — whatever works for your budget.
Instant Proof of Insurance
Download your pink card or lender letter the moment you're covered.
FAQs
Yes. Insurely provides options even for older homes. Premiums may adjust, but you won’t be denied.
Absolutely. Every home insurance Edmonton plan we issue meets or exceeds bank and lender requirements.
Add a rental property rider in seconds. It protects your income and adds liability coverage for tenants.
Yes. You don’t need an insurance broker. Do everything directly through Insurely, fast and 100% online.
We use credit scores to assess risk and offer better rates. Higher scores = lower premiums in most cases.
Insurely focuses only on the Home Insurance side of things. Some insurers let you combine home and car insurance for a bit of extra savings.
We offer temporary coverage options for major renovations, including liability and structure protection.
Your Insurely dashboard shows every detail. No buried fine print. Just clear, digital insurance policies.
Yes. Add-on coverage protects against damage, personal liability, and covered claims during guest stays.
Yes. You can raise your policy deductible, adjust limits, or change payment plans without extra charges.