High Risk Home Insurance Saskatchewan
Covers What Others Won’t
Insurely makes high-risk home insurance in Saskatchewan simple and fast. From frozen pipes in Prince Albert to hail-beaten siding in Moose Jaw, your property is protected with solid coverage, even when most insurance companies say no. You get paid when something happens, as covered in the insurance policy. Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay—all online in minutes.
Clicking the quote button starts a quick step-by-step form where you enter your info, get matched with discounts, customize coverage, get a quote, and (if you want) pay — all online in minutes.
Who This Insurance Is For
High risk or not, here’s insurance built for how you live in Saskatchewan.
Homeowners
Protection for your home, detached structures, and personal belongings even if you’ve had past claims or poor credit score. Our homeowners insurance also guarantees rebuilds even if costs spike.
Condo Owners
Your condo corporation’s coverage doesn’t protect what’s inside your unit. This is complete coverage for walls-in protection, upgrades, and liability protection.
Tenants
Live in a rental? Insure your furniture, laptop, TV, and clothes. Plus, get covered for additional living expenses if your unit is under repair and you need to move temporarily.
Landlord & Multi-Unit Owners
Rent out a duplex in Moose Jaw? Or a suite in your basement in Regina? Protect your investment property from water damage, fire, or lawsuits.
Get Covered Online in Minutes: How It Works
You've likely had enough stressful conversations about your home insurance. Our process is different.
Free Quote in Minutes
Answer a few questions and get a real quote — no phone call required.
Control Policy 24/7
Manage your policy, coverage, and documents anytime online.
Flexible Payment Options
Pay monthly or annually — whatever works for your budget.
Instant Proof of Insurance
Download your pink card or lender letter the moment you're covered.
FAQs
Yes. Frequent hail, shifting soil, aging plumbing systems, and flood risk put many properties into a “high risk” insurance bracket. We provide coverage where others won’t.
We use your claims history, construction type, location (like distance from a fire station), and your coverage options to calculate home insurance premiums accurately.
Yes. If your property is sitting empty, between tenants, or waiting for a sale, you can still get protection for fire, theft, and weather events.
Higher deductible = lower premium. If you want to save money monthly and can cover small repair costs yourself, this makes sense.
Insurely doesn’t provide auto insurance or home and car insurance bundles. However, you can compare home insurance online and pair it with car policies from other providers.
Yes. A tenant insurance policy only covers the tenant’s belongings and personal liability, not the landlord’s property or income loss.
Why Saskatchewan Trusts Insurely
When fire, flood, or theft happens, you get paid, as covered in your insurance claim. That’s what makes Insurely trusted in Saskatchewan.
Coverage descriptions on this page are for informational purposes only and not a substitute for insurance advice or your policy's specific terms and exclusions.